Protect yourself and your loved ones from financial hardship

Take care of your financial security and that of your loved ones – if your income is the main source of livelihood for your family or you have long-term financial obligations, insure your life!

Feel calm – life insurance can help keep your family financially stable during difficult times.

This is financial protection in the event of an accident or death.

Life insurance (without accumulation)

Take care of your loved ones tomorrow

The main purpose of life insurance is to take care of a person’s financial well-being by insuring their most precious asset – life and health. This is a particularly important protection to provide financial security for loved ones in the event of the loss of a wage-earner or other family member.

The benefits of the Mandatum Life life insurance contract for you:

• One of the smallest lists of non-insured events on the market.
• Amounts for additional insurance risks can be chosen regardless of the amount of the life insurance.
• Many changes to the insurance terms and conditions are free of charge. For example, it is possible to change the amounts of insurance coverage, add additional coverage, or change the beneficiary.
• The term of the insurance contract is up to the 70^th birthday of the insured.
• Quick and easy conclusion of the contract, with the possibility of signing and monitoring it remotely.
• Insurance premiums are paid monthly. Each premium is calculated according to the age of the insured and the insurance risk.
• The life insurance benefit is not subject to personal income tax.

Unit-linked life insurance

Take care of yourself and your loved ones tomorrow 

Unit-linked life insurance is designed to combine two aspects – saving money for future needs and life insurance – to take care of your own and your loved ones’ future.

In the event of an injury or serious illness, the insurance benefit would help you feel more secure while you recover. In the event of unforeseen financial difficulties, you will be able to withdraw some or all of your accumulated capital. This is a particularly important protection for anyone who would like to provide financial security for loved ones in the event of the loss of a wage-earner or other family member.

The benefits of a Mandatum Life unit-linked life insurance contract for you:

• The insurance benefit in the event of the death of the insured is not subject to personal income
• Periodic payments from as little as 30 euros per month.
• A wide choice of investment programs.
• Insurance premiums can be paid by both natural and legal
• The term of the insurance contract is up to the 80^th birthday of the insured.
• There can be more than one insured person in the contract.
• Tax benefits.

Critical illness insurance

A solution for those who would not have enough savings in the event of a serious illness. The benefit received would help ensure financial security during recovery.

A lump sum after diagnosing a critical illness would give you more time to take care of your health. This is financial assistance that you can use for medication, treatment or rehabilitation.

If the event is recognized as insured, you will be paid the full critical illness insurance benefit selected in the insurance contract, which is not subject to to personal income tax.

Accident insurance

Protection in the event of disability, injury or death resulting from an accident. In the event of an injury or disability due to an accident, the benefit would help you feel financially secure until you recover, and in the event of death, it would provide additional support for your loved ones.

Do you have any questions about our services?

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About the insurer

In cooperation with Mandatum Life Insurance Company Limited, as agents of their products, INVL Finasta, a company of the INVL Group, currently offers its customers life insurance (excluding accumulation) and unit-linked insurance services provided by the Lithuanian branch of Mandatum Life.

We plan to take over the insurance business of Mandatum Life in the Baltic States by 31 August 2022 subject to the permissions of the supervising authorities. You can read more about that here