NTL22 Natural Term Life insurance (valid from 01.07.2022)   in Estonian
AT22 Accidental Trauma supplementary insurance (valid from 01.07.2022)
ADB22 Accidental Disability supplementary insurance (valid from 01.07.2022)
CI22 Critical Illness supplementary insurance (valid from 01.07.2022)
AD22 Accidental Death supplementary insurance (valid from 01.07.2022)
TL20 Traditional Life insurance (valid from 01.07.2022)

Terms and conditions to valid, but for insurances currently not on sale:

Life insurance T&C:

NTL20 Natural Term Life insurance (valid from 23.03.2020)
TL20 Traditional Term Life insurance (valid from 23.03.2020)
NTL19 Natural Term Life insurance (valid from 01.11.2019)
TL’19 Traditional Life insurance (valid from 01.01.2019)
TL’18 Traditional Life insurance (valid from 31.08.2018)
TL’18 Traditional Life insurance (valid from 01.01.2018)
TL’16 Traditional Life insurance (valid from 18.01.2016)
TL’13-2 Traditional Life insurance (valid from 01.10.2013)

Critical illness supplementary insurance T&C:

CI20-1 Critical Illness insurance (valid from 05.10.2020)
CI20 Critical Illness insurance (valid from 23.03.2020)
CI19 Critical Illness insurance (valid from 01.11.2019)
CI’19 Critical Illness insurance (valid from 01.01.2019)
CI’18 Critical Illness insurance (valid from 31.08.2018)
CI’18 Critical Illness insurance (valid from 01.01.2018)
CI’16 Critical Illness insurance (valid from 01.05.2017)
CI’16 Critical Illness insurance (valid from 18.01.2016)
Critical Illness insurance (valid from 01.10.2013) in Estonian

Supplementary Accidental insurance T&C:

AT20-1 Accidental Trauma (valid from 05.09.2020)
AT20 Accidental Trauma (valid from 23.03.2020)
AT18 Accidental Trauma (valid from 01.11.2019)
AT’18 Accidental Trauma (valid from 01.01.2019)
AT’18 Accidental Trauma (valid from 31.08.2018)
AT’18 Accidental Trauma (valid from 01.01.2018) in Estonian
AT’16 Accidental Trauma (valid from 01.05.2017)
AT’16 Accidental Trauma (valid from 18.01.2016)
AT’13 Accidental Trauma (valid from 01.10.2013)  in Estonian

ADB20-1 Accidental Disability (valid from 05.09.2020)
ADB20 Accidental Disability (valid from 23.03.2020)
ADB18 Accidental Disability (valid from 01.11.2019)
ADB’18 Accidental Disability (valid from 01.01.2019)
ADB’18 Accidental Disability (valid from 31.08.2018)
ADB`18 Accidental Disability (valid from 01.01.2018) in Estonian
ADB’16 Accidental Disability (valid from 01.05.2017)
ADB’16 Accidental Disability (valid from 18.01.2016)
ADB’13 Accidental Disability (valid from 01.10.2013) in Estonian

AD20 Accidental Death (valid from 23.03.2020)
AD18 Accidental Death (valid from 01.11.2019)
AD’18 Accidental Death (valid from 01.01.2019)
AD’18 Accidental Death (valid from 31.08.2018)
AD’18 Accidental Death (valid from 01.01.2018) in Estonian
AD’16 Accidental Death (valid from 01.05.2017)
AD’16 Accidental Death (valid from 18.01.2016)
AD’13 Accidental Death (valid from 01.10.2013) in Estonian

TL’13-1 Term Life Insurance (valid from 01.05.2013)  in Estonian
TL’12 Term Life Insurance (valdis from 21.12.2012) in Estonian
SL’11 Simple Life Insurance (valid from 01.10.2011) in Estonian
ÕL’10 Accidental Insurance (valid from 01.09.2003) in Estonian
KÜ’10 General Insurance Conditions (kehtiv alates 01.12.2002) in Estonian
RE’10 Risk Life Insurance (valid from 01.12.2002) in Estonian
LR’10 Loan Insurance (valid from 01.12.2002) in Estonian
IP’10 Table of Determining the Severity of Disability (valid from 01.07.2000) in Estonian

22-1NTL Life Insurance pricelist (valid from 01.07.2022) in Estonian

Pricelists of valid, but for insurances currently not on sale:

NTL19-1 Life Insurance price list (valid from 01.11.2019) in Estonian
TLI’18-2 Traditional Life Insurance pricelist (valid from 01.01.2019)
TLI’18-2 Traditional Life Insurance pricelist (valid from 01.09.2018)
TLI’18 Traditional Life Insurance pricelist (valid from 01.01.2018) in Estonian
TLI’16-2 Traditional Life Insurance pricelist (valid from 01.06.2016)
TLI’16 Traditional Life Insurance pricelist (valid from 18.01.2016)
TLI’15 Traditional Life Insurance pricelist (valid from 01.09.2015) in Estonian
TLI’13-2 Traditional Life Insurance pricelist (valid from 01.10.2013) in Estonian
TLI’13-1 Traditional Life Insurance pricelist (valid from 01.05.2013) in Estonian
REH ‘11-1 Risk Insurance pricelist (valid from 01.01.2011) in Estonian
LRH ‘11-1 Loan Insurance pricelist (valid from 01.01.2011) in Estonian

UL22 Unit Linked insurance (valid from 01.07.2022) in Estonian
TS21 Supplementary pension conditions (valid from 01.01.2021) in Estonian

Key Investor Documents (KID):

Unit Linked Insurance in Estonian
Wealth Management in Estonian

Terms and conditions to valid, but for insurances currently not on sale:

UL20-2 Unit Linked Insurance (valid from 23.03.2020)
UL20 Unit Linked Insurance (valid from 03.02.2020)
UL19 Unit Linked Insurance (valid from 01.01.2019)
UL’18 Unit Linked Insurance (kehtivad alates 31.08.2018)
TS17 Supplementary pension conditions (valid from 31.08.2018) in Estonian
UL’17 Unit Linked Insurance (valid from 01.05.2017)
ITK’11-1 Procedure for Carrying out Investment Transactions (valid from 01.01.2011) in Estonian
IK’10 Unit Linked Insurance (valid from 01.01.2008) in Estonian
IL’10 Unit Linked Insurance (valid from 01.01.2008) in Estonian
KÜ’10 General Insurance Conditions (valid from 01.12.2002) in Estonian
TS’10 Supplmentary Pension Conditions (valid from 01.12.2002) in Estonian
KK’10 Capital Raising Insurance (valid from 01.12.2002) in Estonian
LK’10 Children Insurance (valid from 01.12.2002) in Estonian
SK’10 Saving Insurance (valid from 01.12.2002) in Estonian

UL22-1 Unit Linked Insurance pricelist (valid from 01.07.2022) in Estonian

Pricelists to valid, but for insurances currently not on sale:

UL 20 Unit Linked Insurance pricelist (valid from 03.02.2020)
UL 19-1’UL Unit Linked Insurance pricelist (valid from 01.01.2019) in Estonian
SKH ’16-1 Saving Insurance pricelist (valid from 20.06.2016) in Estonian
ILH’13-1 Un it Linked Insurance pricelist (valid from 01.06.2013) in Estonian
IEH’12-2 Unit Linked Insurance pricelist (valid from 20.06.2012) in Estonian
KKH’11-1 Capital Raising Insurance pricelist (valid from 01.01.2011) in Estonian
LKH’11-1 Children Insurance pricelist (valid from 01.01.2011) in Estonian

List of securities to valid, but for insurances currently not on sale:

IVN22-1 List of securities (valid from 01.07.2022)