INVL Index Plus 25

Data for the selected period
EUR ()
EUR ()
Annual return equivalent

Investment basket


Start date: 01.07.2022

Risk level: 3


A combined strategy of investing in stocks and bonds, including their equivalent financial instruments, with the aim of outperforming fixed-income investment returns with less risk than equity markets. This is achieved through the active portfolio management using a variety of investment objects such as collective investment undertakings, stocks, debt securities, derivatives or alternative investments. The strategic weight for asset classes other than debt securities is 25%, but the share of these investments can vary between 10% and 40% of the assets depending on market conditions and other circumstances. This means that the proportions of fixed income, equities and alternative investments can vary significantly between periods. Proportion of alternative investment may represent up to 30% of the assets. Derivatives can be used to hedge against currency exchange rate change risk.

Detailed information


  • 22,50% MSCI ACWI IMI Net Total Return USD Index (MIMUAWON Index) (converted to EUR)
  • 2,50% MSCI Emerging Markets IMI Net Total Return USD Index (MIMUEMRN Index) (converted to EUR)
  • 18,00% Bloomberg Barclays Series-E Euro Govt 3-5 Year Bond Index (BERPG2 Index)
  • 18,00% Bloomberg Barclays EuroAgg Corporate 3-5 Year TR Index Value (LEC3TREU Index)
  • 14,40% J.P. Morgan Euro Emerging Markets Bond Index (EMBI) Global Diversified Europe (JPEFEUR Index)
  • 14,40% Bloomberg Pan-European High Yield (Euro) (I02501EU Index)
  • 7,20% J.P. Morgan Emerging Markets Bond Index (EMBI) Global Hedged Euro Index (JPEIGHEU Index)
  • 3,00% European Central Bank ESTR OIS Index (OISESTR Index)

Largest holdings

Data as of 31.03.2023:

  • INVL Fixed Income II level basket | 74,10 %
  • INVL Equity & AI II level basket | 25,4 %

Composition of INVL Fixed Income II level basket:

  • LITHGB 2.3 07/13/27 | LT0000650087 | 11,16 %
  • Xtrackers II EUR High Yield Co | XHYA GY | 7,81 %
  • ROMANI 3.624 05/26/30 | XS2178857954 | 6,38 %
  • BLACKROCK GIF I EMMK GV-I2HE | LU1373035663 | 6,04 %
  • iShares J.P. Morgan USD EM Bon | IS3C GY | 4,68 %
  • MACEDO 1 5/8 03/10/28 | XS2310118893 | 3,90 %
  • INDON 1 07/28/29 | XS2366690332 | 3,78 %
  • LATVIA 0 3/8 10/07/26 | XS1501554874 | 3,72 %
  • MEX 2 3/8 02/11/30 | XS2444273168 | 3,13 %
  • LITHGB 0.4 04/17/24 | LT0000650053 | 2,88 %

Composition of INVL Equity & Al II level basket:

  • iShares MSCI USA ESG Screened | SGAS GY | 19,26 %
  • iShares MSCI EM IMI ESG Screen | AYEM GY | 19,14 %
  • iShares MSCI USA ESG Enhanced | EDMU GR | 14,69 %
  • CSIF IE MSCI USA ESG Leaders B | CSY2 GY | 8,91 %
  • iShares Core FTSE 100 UCITS ET | SXRW GY | 5,38 %
  • iShares Core MSCI Japan IMI UC | EUNN GY | 4,84 %
  • iShares MSCI USA Small Cap ESG | SXRG GY | 4,53 %
  • Lyxor STOXX Europe 600 Banks U | BNK FP | 3,74 %
  • iShares Core MSCI Pacific ex-J | SXR1 GY | 2,65 %

The policyholder shall choose at his/her own discretion the investment line(s) to which the policyholder’s capital is linked to be accumulated under the investment insurance contracts offered by UADB INVL Life (“the Insurer”). The Policyholder is responsible for the decisions made and, therefore, before concluding an investment insurance contract or selecting investment lines, must carefully read the insurance rules, the Key Information Documents of the investment lines, the rules of the investment lines, the deductibles applicable to the contract (price list) and other information prepared by the Insurer on the terms and conditions of the insurance contract and on the risks inherent in the contract. The policyholder bears the risk of investment and the risk of depreciation or loss of the invested funds. The historical return on units of a unit trust is not a reliable indicator of future returns and does not guarantee future performance. The value of a unit in an investment line can go up or down, the policyholder may recover less than he/she has invested, lose a significant part of the funds invested or lose all the funds invested. The insurer or any other manager of the investee (the ‘investment manager’) shall not be liable for changes in the value of the unit. Although the information published is based on sources believed to be reliable, the Insurer shall not be liable for any inaccuracies or losses that may be incurred by policyholders relying on it. This information shall not be construed as a recommendation, suggestion or solicitation to enter into an insurance contract or to choose specific investment lines.